What is Travel Hacking? How do I get my next vacation for free?

“I have 17 credit cards open right now. “ I told an old friend as we caught up over dinner.

“Won’t that hurt your credit?” they asked as they reached for the next chicken wing.

“No, not as long as you keep it under control and know what you’re doing I said. Plus, I’ve paid for a week long trip in Disney World and most of a trip to England.”

“Well how did you do that?”

“So, you know how you always see those bonus offers for credit card companies that will give you something like $500 when you spend $3000 within the first 90 days? If you can manage to open enough of those cards and meet the requirements you can earn enough rewards points and miles to pay for some pretty awesome vacations.”

“What else should I know?”

“Well, if you’re carrying a balance on any credit cards right now you should definitely get down to a $0 balance before you even get started. If you’re not carrying any credit card debt I would check out this page on reddit which explains all of the basics. When you’re ready to begin applying for new credit cards I would recommend looking at the Chase Sapphire Preferred, Chase Freedom Unlimited, and Chase Freedom cards, which are great  cards. There is also a frequently updated page on the site DoctorOfCredit.com which tracks the best available credit card offers. Each credit card company has specific rules on who they will approve so it will also be helpful to look at the flowchart here. If you haven’t built up your credit yet you can look into the Capital One Platinum Card or Discover it card. It is also important to remember NEVER CARRY A BALANCE ON A CREDIT CARD – otherwise you will eventually end up paying more than the free vacations are worth.”

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